The Ultimate Guide to Sunscreen: What You Need to Know

Affiliate Disclaimer: This post may contain affiliate links. If you purchase through these links, I may earn a commission at no extra cost to you.


Why Sunscreen is the Most Important Skincare Product

I used to think sunscreen was just for the beach. Big mistake. Turns out, UV rays are the #1 cause of premature aging, dark spots, and skin cancer. If I could go back in time and tell my younger self one skincare tip, it would be: Wear sunscreen every day.

If you’re confused about SPF, chemical vs. mineral, or how much you actually need, this guide will break it all down so you can protect your skin the right way.


Step 1: Understanding SPF (And Why It’s Not Just About the Number)

SPF (Sun Protection Factor) measures how long your skin is protected from UVB rays (the ones that cause sunburn).
SPF 30 filters 97% of UVB rays, while SPF 50 blocks about 98%. The difference isn’t huge, but SPF 50+ is better if you’re spending a lot of time outdoors.
Higher SPF doesn’t mean you can apply less—you still need to reapply every 2 hours.

I used to grab SPF 100 and think I was invincible. Reality check? Higher SPF helps, but if you don’t reapply, it won’t matter.


Step 2: Chemical vs. Mineral Sunscreen – Which is Better?

Chemical Sunscreens

Absorbs into skin and converts UV rays into heat.
✔ Tends to be lightweight and invisible (no white cast).
Best for: Everyday wear, under makeup, and those who want a clear finish.

Common ingredients: Avobenzone, Octinoxate, Oxybenzone, Homosalate.

Mineral (Physical) Sunscreens

Sits on top of the skin and reflects UV rays.
Great for sensitive skin since it’s less likely to cause irritation.
✔ Can leave a white cast, but newer formulas are getting better.
Best for: Those with sensitive skin or if you prefer reef-safe formulas.

Common ingredients: Zinc Oxide, Titanium Dioxide.

I used to hate sunscreen because of the thick, pasty feel, but finding a good chemical formula changed the game. Now I rotate between chemical for daily wear and mineral for beach days.


Step 3: How Much Sunscreen Do You Actually Need?

The “two-finger rule” – Apply two fingers worth of sunscreen to your face and neck.
✔ For your body, use about a shot glass full (1 oz.) to cover all exposed areas.
Reapply every 2 hours, or sooner if swimming or sweating.

I used to apply just a tiny amount, thinking it was enough. Turns out, most people don’t apply nearly enough sunscreen to get full protection.


Step 4: Sunscreen for Different Skin Types

Oily Skin: Lightweight, oil-free, and non-greasy formulas. Try: Biore UV Aqua Rich, EltaMD UV Clear.
Dry Skin: Hydrating sunscreens with added moisturizers. Try: La Roche-Posay Melt-In Milk, Supergoop! Glow Screen.
Sensitive Skin: Mineral-based formulas to prevent irritation. Try: Blue Lizard Sensitive, Thinksport SPF 50.
Acne-Prone Skin: Non-comedogenic and fragrance-free. Try: EltaMD UV Clear, Australian Gold Botanical SPF 50.
Under Makeup: Thin, fast-absorbing, no white cast. Try: Supergoop! Unseen Sunscreen, Beauty of Joseon Relief Sun.

Sunscreen isn’t one-size-fits-all—I had to try a few before finding one that worked for my skin type without making me greasy.


Step 5: Common Sunscreen Myths (That I Also Believed)

“I don’t need sunscreen if I’m inside all day.”
Reality: UV rays still penetrate windows, so wear SPF even indoors.

“Darker skin doesn’t need sunscreen.”
Reality: Melanin provides some protection, but not enough to prevent damage. Dark skin is still prone to hyperpigmentation and aging from the sun.

“SPF in makeup is enough.”
Reality: You’d need to apply way more foundation than normal to get full SPF protection. Use a separate sunscreen.

I used to rely on SPF in my moisturizer—until I realized I’d need to apply three times as much to get full protection. Now, I always use a dedicated sunscreen.


Final Thoughts: Sunscreen is Your Skin’s Best Friend

Wear it every day, even when it’s cloudy.
Reapply every 2 hours—set a reminder if you forget.
Find a formula you actually like so you won’t skip it.

💬 What’s your go-to sunscreen? Let’s chat in the comments!

Comments